Last Updated: October 2025
Welcome to Loanwala (“Loanwala”, “we”, “our”, or “us”).
By accessing and using our website www.loanwala.in, you agree to comply with the terms and conditions outlined in this legal disclaimer. Please read the following carefully before using our services.
1. Nature of Business
Loanwala is a loan facilitation and financial advisory platform that connects customers with banks, NBFCs, and verified lending partners.
We are not a bank, NBFC, or direct lender.
Our role is limited to providing information, comparisons, and assistance in the loan application process through secure and lawful means.
2. No Guarantee or Liability
Loan approval, sanction, or disbursement depends solely on the discretion of the respective lending institution.
Loanwala:
- Does not guarantee loan approval or interest rate offers.
- Shall not be liable for any rejection, delay, or modification made by a financial institution.
- Does not influence credit evaluation, eligibility, or underwriting processes.
Users are encouraged to verify all loan terms directly with the respective bank/NBFC before finalizing any agreement.
3. Information Accuracy
All product details, interest rates, and eligibility criteria displayed on this website are for informational purposes only.
While we strive to ensure accuracy, Loanwala:
- Cannot guarantee that all information is current, complete, or error-free.
- May update or modify content, offers, or services without prior notice.
Users should always cross-verify information with official lender sources before making financial decisions.
4. Professional & Financial Advice
Content provided on Loanwala.in — including blogs, tools, and calculators — is intended for general educational purposes.
It should not be interpreted as professional or legal financial advice.
Users are advised to seek independent financial counsel before entering into any loan agreement or financial commitment.
5. Third-Party Links and Content
Loanwala may include links, APIs, or advertisements from third-party lenders, partners, or affiliates.
We do not:
- Control or endorse the content, products, or policies of these external websites.
- Accept responsibility for any loss, damage, or dispute arising from third-party dealings.
Users are encouraged to review the privacy and legal policies of any third-party site they interact with.
6. Intellectual Property Rights
All materials on this website — including logos, brand names, graphics, designs, text, and digital assets — are intellectual property of Loanwala.
Unauthorized use, reproduction, or distribution of any material without prior written consent is strictly prohibited and may attract legal action under applicable copyright and trademark laws of India.
7. Data Privacy & Protection
Loanwala follows lawful practices under:
- Information Technology Act, 2000, and
- Digital Personal Data Protection Act, 2023.
We ensure that user data is collected and processed only with consent and used strictly for loan facilitation purposes.
However, users are responsible for maintaining confidentiality of their login details and uploaded documents.
For complete details, please read our Privacy Policy.
8. Limitation of Liability
Under no circumstance shall Loanwala or its employees, partners, or affiliates be liable for:
- Any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our website or services.
- Any loss due to inaccurate data submission, unauthorized use, or third-party interactions.
Your continued use of the platform signifies acceptance of this limitation.
9. Compliance with Indian Law
Loanwala operates in accordance with RBI master directions, SEBI advertising guidelines, and Indian Contract Act 1872.
Any misuse, fraud, or falsification of documents shared through our platform may result in immediate termination of services and may be reported to authorities.
10. Jurisdiction
This website and all associated legal matters shall be governed by the laws of India.
Any dispute or claim arising shall fall under the exclusive jurisdiction of courts in Ahmedabad, Gujarat.
11. Indemnity
By using Loanwala.in, you agree to indemnify and hold harmless Loanwala, its directors, employees, and partners from any claims, damages, or expenses arising from misuse of the website, breach of terms, or violation of applicable laws.
12. Updates and Amendments
Loanwala reserves the right to revise or update this Legal Disclaimer at any time without prior notice.
All changes will be effective immediately upon posting on this page.
Users are advised to periodically review the disclaimer for the latest updates.
13. Contact Information
For legal queries, compliance matters, or grievances, you may contact us at:
Loanwala
Email: info@loanwala.in
Phone: +91-XXXXXXXXXX
Address: 301, Silver Fortune, Near Gaay Circle, Vadodara, Gujarat – 390007